ACCELERATED CAPITAL

Merchant Cash Advance

Get fast access to working capital through our merchant cash advance program with payments that adjust to your business performance.

Merchant Cash Advance to Assist With Any Business Need

Our merchant cash advance helps you plan for a successful future. Get fast and easy access to the working capital you need to bridge gaps or grow your business.

Fixed Payments

Automatic payments are calculated based on a percentage of the business’ credit card sales or other revenue receivables

Estimated Completion Date

Payments are based on the business’ receivables so there is no fixed payment term

Cost and Fees

The receivables are purchased at a discounted price; fees may be charged and deducted from the advance amount

About Accelerated Capital

Application Process

1

Online Application

Start with a business application to tell us about your company, goals, and objectives. We recommend having the necessary paperwork on hand to make the process even easier (i.e. driver’s license or passport, business bank statements).

2

Review & Underwriting

Our underwriting team will carefully analyze your business application. Once we’re finished one of our trusted funding specialists will reach out if we need any additional information.

3

Get Funded!

If approved, our team will send your business’ funds to the business bank account provided. This can be as quick as a few minutes and will be done while we’re on the phone!

What is a Merchant Cash Advance?

A merchant cash advance (MCA) gives businesses fast access to working capital based on future credit card or other receivables so they can meet their business needs. This type of funding is an alternative form of financing that works by giving businesses upfront access to a lump sum in return for a portion of the future revenue receivables at a discounted price. This allows the payment timeline to be tailored to the flow of business sales.

To be approved for an MCA, certain criteria must be met. Important qualifying factors are that the business must accept credit card payments or have other receivables.

At Accelerated Capital, applying for an MCA is fast and convenient. You can complete the application for your business through our online portal in just a few minutes. Our merchant cash advance amounts start at $10,000 and range up to $5,000,000. 

You only need 4 important things to apply

Scale Your Business with a Merchant Cash Advance

Valid Idenification

Provide a government-issued ID like a driver’s license or passport to verify your identity.

Bank Account Details

Share your business bank account number and routing number for fund disbursement.

Bank Statements

Upload your last 3 months of business bank statements to show cash flow and activity.

Credit Card Statements

Upload your last 3 months of credit card statements to show cash flow and activity.

Accelerated Capital

Merchant Cash Advance FAQs

A merchant cash advance works by granting businesses access to working capital in return for a portion of their future credit card or other receivables at a discounted price. Small businesses can apply online and, if approved, we’ll send the funds to the business bank account provided.