ACCELERATED CAPITAL
Merchant Cash Advance

Merchant Cash Advance to Assist With Any Business Need
Our merchant cash advance helps you plan for a successful future. Get fast and easy access to the working capital you need to bridge gaps or grow your business.
Fixed Payments
Automatic payments are calculated based on a percentage of the business’ credit card sales or other revenue receivables
Estimated Completion Date
Payments are based on the business’ receivables so there is no fixed payment term
Cost and Fees
The receivables are purchased at a discounted price; fees may be charged and deducted from the advance amount
About Accelerated Capital
Application Process
1
Online Application
Start with a business application to tell us about your company, goals, and objectives. We recommend having the necessary paperwork on hand to make the process even easier (i.e. driver’s license or passport, business bank statements).
2
Review & Underwriting
Our underwriting team will carefully analyze your business application. Once we’re finished one of our trusted funding specialists will reach out if we need any additional information.
3
Get Funded!
If approved, our team will send your business’ funds to the business bank account provided. This can be as quick as a few minutes and will be done while we’re on the phone!

What is a Merchant Cash Advance?
A merchant cash advance (MCA) gives businesses fast access to working capital based on future credit card or other receivables so they can meet their business needs. This type of funding is an alternative form of financing that works by giving businesses upfront access to a lump sum in return for a portion of the future revenue receivables at a discounted price. This allows the payment timeline to be tailored to the flow of business sales.
To be approved for an MCA, certain criteria must be met. Important qualifying factors are that the business must accept credit card payments or have other receivables.
At Accelerated Capital, applying for an MCA is fast and convenient. You can complete the application for your business through our online portal in just a few minutes. Our merchant cash advance amounts start at $10,000 and range up to $5,000,000.
You only need 4 important things to apply
Scale Your Business with a Merchant Cash Advance
Valid Idenification
Provide a government-issued ID like a driver’s license or passport to verify your identity.
Bank Account Details
Share your business bank account number and routing number for fund disbursement.
Bank Statements
Upload your last 3 months of business bank statements to show cash flow and activity.
Credit Card Statements
Upload your last 3 months of credit card statements to show cash flow and activity.

Accelerated Capital
Merchant Cash Advance FAQs
A merchant cash advance works by granting businesses access to working capital in return for a portion of their future credit card or other receivables at a discounted price. Small businesses can apply online and, if approved, we’ll send the funds to the business bank account provided.
A small business that wants to apply for a merchant cash advance must have accounts receivable such as credit/debit card sales and invoices. After they apply, the alternative funder will need to review credit card processing statements, business bank account statements, invoices, and other important documents.
While many small business funding companies use personal or business credit as a factor when looking at your financing application, it’s not the only determining factor as to whether an application is approved or not. Most alternative small business funders take into consideration the overall performance of your business by looking at business revenue, time in business, accounts receivable, and business credit history.
Merchant cash advances allow access to quick working capital with flexible payment options that tend to be more flexible than traditional small business loans.
With upfront access to working capital, businesses can more quickly fund their needs. By basing payments on a portion of future receivables, it allows for a more flexible payments. Cash advances are ideal for businesses that are seasonal or have high credit card sales/lots of receivables.
There are tons of factors to take into consideration when determining loan terms. The best thing to do is communicate your business needs with our team so that we can work together to find the best solution for your business
Yes. A merchant cash advance is the same as a business cash advance, just with different terminology.
A merchant cash advance is a purchase and sales transaction where a financing company purchases a portion of a business’s future revenue stream at a discount in exchange for an upfront sum of working capital.
A small business loan is when a financing company lends money to a borrower and the borrower must repay the small business loan with fixed payments.